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BY USING THIS CARD YOU AGREE TO THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. The GRIND Banking Debit Mastercard is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Mastercard International. “Metropolitan Commercial Bank” and “Metropolitan” are registered trademarks of Metropolitan Commercial Bank ©2014. 

For customer service call GRIND Banking at (877) 446-7464. 

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver's license or other identifying documents. 

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

 

Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

* Timing depends on deposit verification and when we get notice from your employer or benefits provider, and may vary from pay period to pay period. Early Direct Deposit will not be available until we receive notice from your employer. Early Direct Deposit is available up to 2 business days. But when we get it, you’ll get it.

DIGITAL BANKING THAT EMPOWERS YOU TO GET MORE AND PAY LESS!

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GRIND IS ONE OF THE FASTEST-GROWING MOBILE BANKING SOLUTIONS WITHIN THE AFRICAN AMERICAN COMMUNITY

GRIND Banking is a new banking product that is designed to look out for you. When you open a bank account online with GRIND, you get a GRIND Banking Debit Mastercard, a Spending account that works everywhere Mastercard is accepted – all managed through an easy-to-use mobile banking app. 

No paperwork. No Credit Check. No stress. Opening and using our Debit account is quick and easy.

EASY

Who has time to wait for your money? Get paid up to 2 business days early with early direct deposit.*

GET PAID UP TO 2 DAYS EARLIER

We don't force you to talk to a machine or give you the run around. Your questions and concerns are what’s most important and we are here to address them across the board.**

24/7 SUPPORT

Headquartered in the inner city. Bringing jobs back to the community and investing in our kids' futures. 

GIVING BACK

NO HIDDEN FEES

Rely on us to be honest and transparent. We always have your back. With GRIND Banking there are no hidden fees and no overdraft fees. 

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KEEP YOUR MONEY SAFE

Your money is protected. All deposits while held at Metropolitan Commercial Bank are FDIC insured† up to $250,000 once your identity has been verified. Instantly lock your card in the app and get automatic account alerts.

SURCHARGE-FREE ATM NETWORK

Take out cash when you need it. Always have access to your money. Get cash from surcharge-free MoneyPass® ATMs at 32,000 locations.***

NO CREDIT CHECK

Subject to identity verification.

YOUR MONEY. YOUR WAY.

With GRIND Banking you choose the options that fit your life best, giving you the freedom and control to do your banking your way.

EASY TO DEPOSIT & SEND MONEY

Don’t have direct deposit? No worries. Load money at thousands of retailers nationwide. (Note: additional third party charges may apply). You can send money within minutes to other GRIND Banking card members.

Connect your card to PayPal, Cash App, and Venmo.

ACTIVATE YOUR CARD

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CHOOSE YOUR CARD DESIGN AND PLAN

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GET ON YOUR GRIND

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HOW IT WORKS

EASY TO USE:

Stay connected to your money at all times. Download the mobile app, and access your balance, transactions and more, 24/7.

MOBILE ALERTS

If we see anything out of the ordinary, we got you! Look out for alerts before the suspicious activity continues to happens.

DOWNLOAD TODAY!

Download the GRIND Banking app on the app store
Download the GRIND Banking app on Google Play

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WE ARE THE REAL DEAL

GET STARTED TODAY!

Applying for an account takes less than 2 minutes with no impact to your credit score.